Prophet Muhammad was a businessman and a reliable merchant. His vision in only one trade, namely:
"That the transaction of business in no way intended to foster personal wealth, but instead to build the honor and glory of ethical business with eminence. The results obtained should be distributed to as many people. "
Principles that he held enough 3 things only, namely:
1. honest
2. Mutually beneficial to both parties
3. Sell only high quality products
Three of the above principle animating the way his business. Here is the example of him as a merchant / seller:
1. Should not lie and deceive purchasers of goods sold
2. Look for a reasonable profit. If the buyer asks, say the price of capital
3. To customers who can not afford to pay cash (cash), give them time to pay it off. If he really can not afford it after the resignation deadline, when he had tried, then ikhlaskanlah
4. Avoid excessive swearing, let alone a false oath in order to trick consumers
5. Commit the transaction if there has been an agreement between seller and buyer
6. Perform the weighing and dosing correctly and accurately as possible
7. Keep in mind that the buyer who pays up front that he could not sell it before the goods actually belong to him (paid for in advance)
8. Do not trade monopoly in the trade, give another chance to trade as well.
Hopefully we can all emulate him. amen
References:
1. Rasulullah SAW said, "When do the sales, say: there is no fraud."
2. Rasulullah SAW said, "Both sides in the trade transaction has the right to cancel, as long as they are not separated. If they are telling the truth, explain things clearly, then the transaction they will receive blessings. But if you hide things and lie, then the blessings that exist in their transactions will be lost. "(Bukhari and Muslim)
3. Jabir narrated that the Prophet said, "God's grace upon those who kindly when he sold and bought, and when he made the decision." (Bukhari)
4. Prophet's advice, "Avoid a lot of swearing when conducting commercial transactions, because it can generate rapid sales, and eliminate a blessing."
5. Abu Sa'id narrated that the Messenger of Allah said, "The merchant is honest and trustworthy will be included in the class of the prophets, the truthful and the martyrs."
6. Ibn 'Umar narrated from the Prophet, "These two groups within the trade transaction has the right to cancel only to the extent they have not split up, except transasksi it difficult for the group to cancel." (Bukhari and Muslim)
7. http://marsa84.multiply.com/journal/item/24/MENELADANI_RASULULLAH_DALAM_BERDAGANG
8. http://www.facebook.com/notes/jaringan-bisnis-ukhuwah-islamiyah/berdagang-dengan-sunnah-rasulullah-saw/288601072336
Source : Cara Muhammad SAW.com
Trading Method Prophet Muhammad SAW
Label: Syariah Business, Syariah System on Business, Trading MethodImitate the Prophet Muhammad in Trading
Label: Syariah Business, Syariah System on Business, Trading tips Practical ProphetMore than 14 centuries ago, Muhammad. before reaching the level of his apostleship, has been recognized as a respected young businessman. To arrive at that level, not the easy path. As many entrepreneurs complain, Muhammad. did not have enough capital. Never mind the capital, he was just a simple life at home mendompleng his uncle, Abu Talib ra, the underprivileged. But trading is an art. Actual capital is honesty and fairness in the transaction. These principles are carried Muhammad. and now widely adopted by countries such as Singapore.
Afzalurrahman Muhammad as a trader in writing, the key to success lies in the attitude of the Prophet trade honestly and fairly in the conduct of trade relations with its customers. That's what he always show when a wealthy merchant agent Siti Khadijah ra - Who later became his beloved wife - for trade to Syria, Jerusalem, Yemen and elsewhere. In the course of trade, the Prophet got profitability beyond expectations. The Prophet emphasized honesty and to maintain a good and friendly to customers and trading partners.
The principle of the Prophet, a dishonest merchant, though momentary benefit a lot, but slowly but surely will fail to cultivate the profession. Therefore, he always advised his companions to do likewise. Especially when the Prophet led the ummah in Medina. Trade practices which contain elements of fraud, usury, gambling, uncertainty and doubt, exploitation, profit-making excessive and prohibited him the black market. The Prophet also pioneered the standardization of weights and measures.
The Prophet is very concerned with honesty. To the point, honest people in the trade, digaransinya included in the class of the Prophets. Abu Sa'id narrated that the Messenger of Allah said, "The merchant is honest and trustworthy will be included in the class of the Prophets, honest people and the martyrs."
Good attitude in Trading
In matters of trade, the Prophet was always polite and kind. Jabir narrated that the Prophet said, "God's grace upon those who kindly when he sold and bought, and when he made the decision" (Bukhari).
The Prophet also avoid belebihan stance in trade, like many swear. On this, the Prophet's advice, "Avoid a lot of swearing when conducting commercial transactions, because it can generate rapid sales, and eliminate a blessing."
Prophet hated people in the commercial use of perjury. He said that on the Day of Resurrection, Allah will not speak, not to people who melihatpun during live trading with perjury.
Rights Group in the Transactions
In the process of exchange of goods with the consent of both parties, there is often conflict. To avoid this, the Prophet have laid the foundation, how the transaction should occur. Ibn 'Umar narrated from the Prophet, "These two groups within the trade transaction has the right to cancel only to the extent they have not split up, except transasksi it difficult for the group to cancel." (H. R. Bukhari and Muslim).
In another report stated, "Both sides in the trade transaction has the right to cancel, as long as they are not separated. If they are telling the truth, explain things clearly, then the transaction they will receive a blessing. But if you hide things and lie, then the blessings that exist in the transaction they will be erased. " (Bukhari and Muslim).
Trading tips Practical Prophet
1. First, the seller can not lie and cheat the items to be sold to the buyer. The Prophet said, "When do the sales, say: there is no fraud."
2. Secondly, to customers who can not afford to pay in cash should be given time to pay it off. When really he can not afford to pay after the resignation deadline, the Prophet would mengikhlaskannya.
3. Third, the seller should avoid the oath an exaggeration, let alone a false oath in order to trick consumers.
4. Fourth, only by mutual agreement, or with a proposal and acceptance between the two sides, a form of transaction of goods will be perfect.
5. Fifth, the seller must correct the balance and measure.
6. Sixth, the person who actually paid in advance for the purchase of an item, should not sell it before the goods are actually his.
7. Seventh, the prohibition of monopolies in trade transactions. "Whoever is a monopoly, then he is a sinner."
8. Eighth, there is no commodity that may be restricted. If the price is limited, then there is no trade and commercial enterprise, then the world will cease trading.
Source : Majalah Nur Hidayah
Business-style Islamic Prophet
Label: Islam and Business, Syariah Business, Syariah System on BusinessMuhammad Messenger of Allah, our beloved prophet, was a prominent merchant of his day. Ever since a young age, he is seen as a success sudagar. Knowingly or not success could not be separated from the implementation of marketing activities - that is not only powerful but also according to sharia and, of course, full ridlo of God. If you are interested to apply, in addition to profit, God willing you are too blessed business. Here are four tips on marketing a la Prophet:
1. Honest is the BrandWhen trading the young Prophet Muhammad is known by the nickname al-Amin (the trustworthy). This attitude is reflected when he is in touch with customers and suppliers. Prophet Muhammad took stock of Khadija, a rich tycoon who eventually became his wife. He was very honest with Khadijah. He was honest to the customer. When marketing the goods he explained all the advantages and disadvantages of goods it sells. For the Messenger of honesty is his brand.
2. Customer loveThe Prophet loved to trade customers such as he loves himself. That's why he's serving customers wholeheartedly. In fact, he did not willingly deceived customers when buying. This attitude is reminiscent of the hadith which he said represents "Not to believe in someone that she loves your brother as yourself."
3. Fulfill PromiseThe Prophet had always tried to fulfill its promises. Word of God, "O ye who believe fulfill your promise." (Surat al Maidah 3). In the marketing world, this means that the Prophet always provide value products as advertised or promised. And for that it took no small effort. Once upon a time the Prophet was angry when there are traders to reduce weight. This is the Prophet's tips to ensure customer satisfaction (customer satisfaction). In Indonesia the cars Toyota debuted on the market. One of the marketing tips is to provide customer satisfaction. One measure is the Call Centre Toyota was named the best call centers, beating Honda and other auto industry.
4. Segmentation ala ProphetThe Prophet never angry when he saw the merchant hides wet corn on the sidelines of dried corn. It was with the Prophet, when selling goods he has always shown that this is good stuff because of this, and this stuff is less good, but it's cheap. The lesson of the story is that the Prophet was always taught that we provide good value for the goods sold. Once the Prophet taught segmentation: the good stuff is sold at good prices and lower-quality goods sold at lower prices. In the matter of this segmentation, Yamaha Motor is one of precedent. He created the Yamaha Mio, with air-cc engine is small, but automated, and easy to use for the female market segment. He was the pioneer of the motor industry which membidiki this segment, a segment that had always forgotten the other competitors. The result, by poking Honda and Yamaha Mio becomes the number one seller in Indonesia 2007. Which Sharia business? As the splendor of the economic use of sharia in the country, more and more business people who claim that the business or the business carried on an Islamic business. Starting from the rental business, stores, MLM, Internet cafe business, to business hotels. Regardless of the truth of the business is run in accordance with Islamic principles, to date there is no general rule in countries that restrict the field of what can be run as businesses and which are not Islamic. Yet according to one consultant and Islamic businessman Farid Ma'ruf, although essentially all areas of business can be run as a business sharia, but still have to run some of the principles that actually run the business as sharia. "Seeing a business or venture correct Sharia can be seen from the system," said Farid. System is one of them is a matter of contract. The definition of the term is a contract according to one's attachment to desires with the desires of others in a way that led to the existence of certain commitments prescribed. Farid tried to give examples of ways in which by a principled effort sharia. For example, if someone invests in an effort to plant stock, then promised to get the results as capital invested it means not running a business sharia, for including usury. Sharing should be based on results of operations and not capital. There are other examples of business activities associated with buying and selling currencies. As per the National Sharia Board Fatwa Council of Ulama Indonesia no: 28/DSN-MUI/III/2002, on the Sale and Purchase Rates (Al-Sharf), sale and purchase transactions carried out with some provisions of sharia. First, buying and selling done not for speculation. Then there is a need transactions or as a precaution (savings) If the transaction is done against the currencies of its value must be the same kind and in cash (at-taqabudh). And if the opposite sex then it should be done with the exchange rate (exchange rate) in effect at the time of the transaction and cash. Another thing to note again is used as a business commodity, a product or service. If the products / services on which the land is a real business is not permissible in Shariah, of course, can not be classified in the business of sharia. After the products / services have been safe in terms of the halal, then a businessman should run the covenants and provisions of sharia are correct. All can be known by studying the masters, and the currently available literature that can be used as a business recommendation.
Source : Syariah Bisnis.com