Who does not recognize the State of Superpower Principles of the United States is embracing capitalist economy, which in early 2010 began to experience the Global Economic Crisis.

Since then the actor Business, Stock Market and Industry confusion as it is difficult to stabilize the situation and ultimately a lot of big companies to make cuts of Labor on a large scale and the greatest effect is felt by the American people is to increase its own in unemployment from year to year.

Many people are aware that it turns out that they profess economic system since the beginning of the birth of America was not able to survive in the face of the Global Economic Crisis, and ultimately Economic Principles of Islam was born in the midst of the situation.

        The birth of Islamic Banking in the United States originated from a book that siyaahah titled "The Art of Islamic Banking and Finance: Tools and Techniques for Community". Author an Egyptian-American citizen, Yahia Abdul Rahman.

Yahia Abdul Rahman, is actually a chemical that gets Technic graduate scholarship from the country (Egypt) for S2 and S3 was educated at the University of Wiconsin, Madison in 1968. And his struggle with Islamic economy, started in 1971 when he joined the oil company ARCO. Due to the demands of work, ARCO and then helped finance Yahia Abdul Rahman to take S2 in the field of International Management and Finance at the University of Texas. Encouraged by the good Islamic background, Yahia Abdul Rahman and his friends set up Islamic banks in the United States. And in reality, this book is a personal experience Yahia Abdul Rahman, as the practitioners of Islamic banks in the land of Uncle Sam.

As we know, there is a tradition from generation to generation in the United States, that the church (religion) is completely separate to the country. So do not expect him such a lesson or Religious Education in primary schools in the country. So even with economic warriors of Islam there. Carry the name of Islam, such as the Islamic Bank, in community activities in the U.S., which of course is not really American.

Because of such conditions, the Islamic activists in the U.S. economy in such a way as to make economic inroads sharia acceptable there. They named the Islamic Banking as Riba-Free Banking or Ribit-Free Banking (Banking RF). For information, the word riba has the equivalent word in the Old Testament (Old Testament), which is ribit. Because the term relative ribit known American society, hence the name RF Banking does not get a meaningful opposition. Compare with a Muslim majority in Indonesia, which although did not use the term Islamic bank, but the use of Islamic banks, it still got the excessive resistance by non-Muslim societies, or even the Muslims themselves.

RF Banking history itself began 23 years ago, precisely in 1987, five years earlier than the establishment of Islamic banks in the country. In 1987, a group of American Muslims, including Yahia Abdul Rahman, respectively USD10.000 invest to build a small company called American Finance House LARIBA. This venture capital raised from the beginning of USD200.000. Based on the narrative of the author of the book, it is the first time a group of Muslims in America together to form a project that would later become an important force in both the American Muslim community and other communities that non-Muslims. And objectives of this project, none other than the form of a financial institution in carrying out its operations free of interest and based on Islamic law (sharia).

2009, or 22 years later, the shareholder LARIBA now have a the oldest Islamic bank in the United States, namely LARIBA own and a national bank, the Bank of Whittier incorporated in LARIBA System. Now, LARIBA System which operates in 50 states and provides services to the Islamic portfolio worth approximately USD400 million, which includes housing, automotive, fast food franchise, clinics, commercial buildings, schools and Islamic centers.

Now, RF banking has captured the hearts and loved by Americans, whether they are Muslim, Christian, Jewish, Hindu and Buddhist. Various positive comments out of the American public about the RF banking. For example, as "... we never heard of a banker running a bank like this ..." or "... we feel you matter to us just like family ...".